Financing & Rent-to-Own

Financing & Rent-to-Own

Two ways to get cooking without paying cash up front. Most of our customers use one of them.

How it works

Three steps to a funded build

Tell us your numbers

Two minutes: what you're building, what you have for a down payment, where your credit sits. No credit pull, no obligation.

We match you

We call within one business day and place you with the lender that funds builds like yours. Tight on credit or cash? We'll bring rent-to-own numbers instead.

You apply, we build

You apply with one lender, not four. Approvals usually come back in a few days. Once you're approved, the lender contacts us for an invoice on your trailer and funds it to us directly, and your build starts from there.

What you'll need down

Custom builds start with a 50% down payment. If you finance, the lender usually asks you for around 20% down and funds the balance to us. Deposits are not refundable, so we walk through the numbers with you before you put anything down.

Get matched

Start your financing match

Two minutes, no credit pull. We'll call you back with the lender or rent-to-own plan that fits your numbers.

Path 1 · Bank financing

Own it from day one

Equipment loans from lenders who fund food trailers every week. Works best with fair or better credit and around 10 to 20 percent down. Terms depend on your credit and the build price.

Path 2 · Rent-to-own

No credit check

Low down payment, fixed monthly payments, and the trailer is yours at the end of the term. Built for strong operators with thin credit. How rent-to-own works

Rent-to-own may fit you better. No credit check, and down payments start around $4,400. Send this form anyway; we'll bring rent-to-own numbers when we call. Or read how rent-to-own works first.

No credit pull happens here. We call within one business day, Mon–Fri.

Our lending partners

You can apply with either partner directly. Tell them Texas Built Food Trailers sent you. When your application goes through, they contact us for an invoice on the trailer you're buying, and your build moves from there.

Hill Financial

Application takes about 10 minutes.

(877) 298-4676Joey Costa · call (425) 515-0454 · text (425) 213-4546Apply with Hill
First American Funding

Fast answers on mid-size builds.

(720) 606-2888Sinuhe RiveraApply with First
Family

Owned & Operated

100+

Trailers Built

Morgan Olson

Food Truck Partner

Made in USA

American-Built